最新のCA-Life-Accident-and-Health問題集で試験を準備する

California Department of Insurance CA-Life-Accident-and-Health 試験概要:

California Department of Insurance CA-Life-Accident-and-Health 試験シラバストピック:

California Department of Insurance CA Life, Accident and Health or Sickness Examination 認定 CA-Life-Accident-and-Health 試験問題：

1. For income tax purposes, premiums for personal life insurance are

A) tax deferred.
B) not deductible.
C) excluded from the adjusted gross income.
D) deductible to the extent that they exceed 7.5% of the adjusted gross income.

2. If a term life insurance policy is renewable, the renewal provision usually states that

A) a higher premium is payable at each renewal.
B) evidence of insurability is required at the time renewal is requested.
C) the policy cash value increases at each renewal.
D) the policy can be renewed at any time, regardless of the insured's age.

3. In order to be qualified to sell long-term care insurance in the State of California, agents must comply with all of the following EXCEPT

A) for licenses issued after Jan 1,1992, eight hours of training in each of the first, four 12-month periods beginning from the date of the original license issuance and thereafter eight hours of training prior to each license renewal.
B) non-resident licensees must complete an approved California long-term care education requirement.
C) eight hours each year prior to each renewal for licenses issued prior to January 1,1992.
D) all licensees are required to pass a long-term care knowledge exam every 10 years.

4. How many days does the California Insurance Code give an individual to return a life policy for cancellation?

A) Between 10 and 30 days.
B) Less than 10 days.
C) Between 60 and 90 days.
D) Not less than 30 nor more than 60 days.

5. As defined in the California Insurance Code, "insurance" is a

A) risk.
B) peril.
C) gamble.
D) contract.

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