最新のLife-Producer問題集で試験を準備する

Maryland Insurance Administration Life-Producer 試験概要:

Maryland Insurance Administration Life-Producer 試験シラバストピック:

Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) 認定 Life-Producer 試験問題：

1. Which of the following reinforces the rule that ambiguities in insurance contracts should be interpreted in favor of the policyholder?

A) Representation
B) Retrocession
C) Retention
D) Reasonable expectations

2. An employee with $50,000 group life insurance coverage terminates employment and submits an application WITHOUT the initial premium for a $50,000 conversion policy. If the employee dies 15 days later, the insurer would pay:

A) $50,000 under the group plan
B) $50,000 under the new policy
C) Nothing at all
D) $50,000 under the new policy, less the initial premium amount due

3. A producer is prohibited from:

A) Countersigning a policy sold in Maryland
B) Splitting commissions with a licensed nonresident producer who has jointly sold a policy
C) Allowing an applicant to sign a blank or incomplete application
D) Selling insurance to family members

4. A licensee must report each of the following to the Maryland Insurance Administration EXCEPT:

A) Change of residence address
B) Change of name
C) Felony convictions
D) Change in financial status

5. Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:

A) Intimidation
B) Defamation
C) Coercion
D) Extortion

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