最新のC130問題集で試験を準備する

IIC C130 試験概要:

IIC C130 試験シラバストピック:

IIC Essential Skills for the Insurance Broker and Agent 認定 C130 試験問題：

1. Michelle is a new agent who would like to protect herself against possible errors and omissions claims. What should Michelle practice in her interactions with clients and insurers?

A) Offer advice to clients if she thinks it is beneficial, even if it is outside her area of expertise
B) Use close-ended questions with clients at all times
C) Recommend that clients consult with experts outside the insurance field if a situation calls for it
D) Ensure all communication with clients and insurers is done face-to-face

2. Which document releases the insurer from further obligations for a loss after payment is made?

A) Reservation of rights letter
B) Sworn statement
C) Proof of loss
D) Non-waiver agreement

3. What is the role of insurance intermediaries under the law of agency?

A) Issue policies on any risk agents deem insurable
B) Act as third parties in insurance contracts
C) Balance dual responsibilities to the insurers and to the insureds
D) Confirm with the insurers that all exposures are covered

4. When does a minimum retained premium apply to a policy?

A) When the insured cancels the policy midterm
B) When the insurer cancels the policy at any time
C) When the insured moves the policy at renewal to another insurer
D) When the policy has been voided for misrepresentation

5. Which homeowners package policy provides all-perils coverage on the building and named-perils coverage on the contents?

A) Basic
B) Standard
C) Comprehensive
D) Broad

質問と回答：